Just got an email from First Bankcard, a division of FNBO, to apply for their SHEEL’s secured CC. $ 35 AF, 20.9%, free FICO 8 score, graduates in as little as 11 months. Also, got one a few weeks ago from FNBO for the Overstock.com secured MC. Ive heard a people say that I should have gone for that one since its FNBO, and and “in”, and both cards graduate.
Im in the garden, and have plenty of unsecured credit, I could never even use! Im going to pass, but I hope Im doing the right thing.