So, I’m not going to go into to much here, but let’s start from here!
I live in South Carolina, and as you all know that we were hit with a flood a week ago. My family made it through fine, Thanking God! I luckily have flood insurance (I thank him again) however, I had a small leak in my roof, that just so happen a tree lim decided to fall on. Well guess what, it came on the inside. I called the adjuster of course, but I didn’t lie. I told him I had a small leak there that I didn’t have time to fix yet, because I was saying up money to get my entire roof done. He came Friday morning and said I would hear from him by Friday afternoon. I’ve heard nothing as of yet. But I’m not worried, I’m gonna fix it anyway, but that is why I pay insurance also and have never filed a claim. Well, I promised myself that I wasn’t going to pull my credit for a yr or so. (I got my scores up and got happy with approvals. Anywho, I’m always in lowes with different lil things to upgrade at home, or whatever. (I love home decorating) so, I was weary abt it. Well, I went to credit pulls just to check. N guess what, I saw mostly transunion, and that’s my best score. So tonight, I was like WTH, pull da MF trigger. Logged on to my account, pulled the trigger.
Congratulations! You’re approved for a $ 300 cl…. ……..
ok, I’m happy that I’m approved, but Damn, $ 300! So I called customer service of course and explained to the nice gentleman. I’m calling because I just was approved online for a $ 300 cl. However, why so low? I have a SAMs and Walmart cl of 5k and with them all with syn, I expected at least the same. I go there to get things for my home, with $ 300 I might as well go with cas, this would be a total waste of time. ( and that’s me bluffing by the way, but I’ve always had a good tactic for getting the things I want if I really wanted to) so he says well, I can put in a request for a cli would u like that? I said sure, 5k! Give me one moment please…….
Congratulations, you now have a 5k cl!!! ……. Happy camper over here. Hard work n by the grace of God, everything works out. So even if my insurance decides not to pay, I can pay half and finance the other half under the 12 to 18 months financing.
If if nothing else, I’ve always said prayer changes things. My God has brought me a might long way to give up on me now. Again, I would like to thank my myfico family for the encouragement through some of the difficult times. I’m always reading here everyday even if it’s only 10 to 15 mins at a time, I’m getting it in. And thank you all so very much.