I am in the process of cleaning up my credit to make a home purchase in 13 months… prayerfully.
In looking at my credit report, I have found that I have an old account with Fort Sill National reporting monthly. The accoount was opened 6 years ago. Two years later, I was laid off and left a balance on the account of about $ 2K. I am now trying to detemine how to best handle the account, but there is no date of last activity listed on the credit report, and the account is still reporting monthly for the amount owed.
Does anyone know if Fort Sill will settle, or how I should handle the account with no date of last activity?