I started rebuilding in November 15 to get a mortgage. I was lost until I found this place, I joined December 21, with the help of all yall fine folks I was able to raise my middle mortgage score from 577 to a 656 today. Had loan officer pull and after sending in some paperwork I got my pre approval letter for 200000 for my VA loan. Not bad for 3 months, but still a ways to go, I want to get to the mid 700s. If I can do it any of yall can. Just keep at it and don’t get discouraged.