I did my final PFD last month and have no more collections to my account.
I am absolutely certain that I had NO collections at all on MyFico reports any longer.
Yesterday I decide to order a new report for all 3 agencies.
My scores rise to 717, 707, and 707.
I was very happy to say the least, until I noticied that Equifax had a collection.
Financial Control Services
$ 52 Amount owed
Date of first Delinquency – 05/2010
Date assigned – 08/2011
Date reported – 02/2016
I have checked ALL of my past credit reports and do not see this on them.
How should I approach this? PFD Offer? Dispute?