Recently my father’s health has been deteriorating. This has been due to being in and out of the hospital and eventually being diagnosed with Alzheimer’s. Unfortunately I had no idea how long this had been going on till I started going through his bills and receiving past due notices. Luckily most of his cards were on autopay, but his Bank of America and Capital One cards weren’t and he got a 30 derogatory on 3 of them.
What are my chances of getting these 3 lenders to lift their derogatory marks and what’s the best way of going about this?