How long after BK7 do i need to wait to refinance my home (i kept in the bk7) for a Fannie Mae or Freddie Mac? My bank says its 2 years but i told them i thought it was 4 years and they seemed baffled.
I have talked to several banks and have not found a single one that can tell me exactly how long it needs to be. I found this article and they say its now 2 years for Fannie May http://themortgagereports.com/16750/fannie-mae-waiting-period-bankruptcy-short-sale-foreclosure
My local Bank gave me an in house arm loan just 2 years out of bk7 to refinance. Very low interest rate but i would like a 30 yr fixed.