So according to EX, my score dropped 8 Pts on the 21st from the 20th. The “okay with me” change that has occurred is the fact that i guess a collection account has dropped off early. Now i have no clue as to WHY it has dropped off. Only thing different is that i disputed the collection on EQ and TU… but NOT EX yet. Very strange. But hey, EX has taken off, now 2, negative items off my report where the others still remain. Bittersweet.