Well i took a hit this morning, woke up and got a credit alert, my EX score took a 11 poit hit, i was in shock, i jumped off the bed and went to my laptop, when i checked i saw my Util went from 2% to 4%, after digging a little found out that CareCredit reported $ 1900 balance, i did use the card and that is fine (was a dental work) but what i dont understand is why 11 points?, i went from 2% to 4% not 60% Util, MAX credit 78K.
Is this normal?, 11 points ??, is this real ?? i am planing to pay this amount in 2 months, will i get my points back?, in your experience how long will take to get those point back?
Please any advice will be great.
Thanks in advance