Equifax report

Equifax reportEquifax report
WilliamRer asked 5 years ago

I was able to pull my EQ report on annualcreditreport.com even though i have open disputes.  The other day it wouldnt let me.  This is what I found on it.  Any input would be greatly appreciated.

 

These are all charge offs.  I wasnt able to print the collection accounts before it timed out and wouldnt let me back in.

 

Capital One              D/O 12/13/08  Last reported 9/26/12  Bal 0$            due to fall off 12/15

Capital One              D/O  9/27/05    last reported 3/25/15   Bal 1342$    due to fall off 9/12

Credit One Bank     D/O 10/1/08      last reported 3/28/15   Bal 0             due to fall off 10/15

Ginny’s Inc               D/O 3/11/09      last reported 10/26/13  Bal $ 483    due to fall off 3/16

HSBC                       D/O 12/01/08   last reported 03/30/15   Bal $ 0         due to fall off 12/15

HSBC                       D/O 12/1/08      last reported 3/30/15  bal $ 0             due to fall off 12/15

HSBC                       D/O 6/1/07        last reported 10/26/10 bal $ 0           due to fall off 6/14

Jefferson Capital   D/O 04/28/11    last reported 3/26/15  bal $ 396         due to fall off 4/18

LVNV                       D/O 4/1/10         last reported 2/25/15  bal $ 1944      due to fall off 4/17

Merrick Bank          D/O 7/21/06      last reported 2/25/13 bal $ 2296        due to fall off 7/13

Midland Funding  D/O 11/21/13     last reported 3/25/15  bal $ 2343       due to fall off 11/20

Midland Funding  D/O 12/14/12     last reported 3/25/15  bal $ 1376       due to fall off 12/19

Midland Funding  D/O 2/2/12     last reported 3/25/15  bal $ 861            due to fall off 2/19

Portfolio Recov.    D/O 10/25/10  last reported 3/25/15  bal $ 902           due to fall off 10/20

Portfolio Recov.    D/O 9/27/10  last reported 3/25/15  bal $ 1057           due to fall off 9/20

Target                    D/O 8/9/06   last reported 2/26/15   bal $ 492               due to fall off 8/13

 

So why am I still seeing debts here that are more than 7 years old?  Also, Midland started the clock at 2012, 2013, etc.  Same with portfolio.  I was under the impression they are not allowed to do that??

 

 

 


Selecting the Best Credit Repair Company

Mark Clayborne replied 5 years ago

Good

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