Hello, everyone! With the EMV liability shift in recent memory, I’m starting this thread to ask myFICOers from around the United States to ask which merchants they often frequent have enabled this functionality of their credit card terminals. If you have encountered EMV in the wild since the liability shift, please answer the following questions:
- Under which merchant category does the merchant fall?
- In which state is the merchant located?
- Were you surprised that this particular merchant had this functionality enabled? If so, why?
I’ll be the first to get this thread going by posting my responses to the aforementioned questions:
- Yes, I was surprised for two reasons: this merchant had not accepted credit cards up to this point in time, and the merchant is a rather small enterprise.
If you have any other information to add, or you have questions for other myFICOers concerning EMV or the liability shift, please feel free to post them in the discussion. This thread can be as amorphous as we desire, as long as it relates back to the subject.