It does work. ..I’m beyond happy!
If you have accounts that are due to fall off in the next 6 to 8 months and you don’t feel like waiting. .give the credit bureaus a call and ask for an early exclusion. ..
I had two charge off accounts on all three bureaus ( BOA & Cap.one) that were due to fall off at the end of the year.. I kindly asked them and they granted me the request. .
Be nice and polite to the representative.. because they will likely will need to transfer your call to a supervisor
That will later make the final decision. .. ( I had to request a supervisor on both occasions)
Now experian. …
Thanks to this forum! I really didn’t know we could do that! But it worked!