Hi everybody, I keep getting pre-selected offers in the mail from Citi and Home Depot. I am wondering if pre-selected and pre-approved mean the same thing? Both offers have a set apr that being 0% for the first 12 months then 19.99% after the first year. How likely is it that I will get these cards if I do apply? My scores are in my signature and I have 2 baddies left across all three bureaus which should be coming off any day now. Thanks y’all!!!!!