DH and I are trying to clean his credit up we still have the last 2 collections remaining due to fall off in 2017. I am attempting to prequal for a mortgage but i know this will be an issue. Im thinking we have 2 options either way they still have to be paid but either request a pfd or pay it, if i pay them from the settlement offer would that adversly affect DH credit score (im confused about the theroy of rewinding the clock). i know ideally the pfd would be great because it would be off thie CR
does anyone know if EOS collection agency accept a PFD?
Debt Recovery solutions?
and if so what would i offer to pay the EOS bill is 1700 old att cell phone
the Debt Revcorey solutions is a verizon one bill combined house/cable/cell 1400.
any help would be greatly apprciated