I’ve had a Discover Motiva card for several years and it is still at $ 1700. I’ve tried for limit increases but have been denied each time. I’ve been offered balance transfers, which I took advantage of a couple of times. Last night I decided to go to the Discover chat to ask how I could improve on my account so that I could qualify for increases since I suspect that they just aren’t giving increases on the Motiva.
I was told that they couldn’t give credit improvement info in chat but that I could convert to the Discover It card. So, I agreed and they put it through without a problem, saying that it would take effect on April 25.
My question is–could the conversion possibly give me a higher credit line? I have paid on time and often much more than the minimums for years. Does anyone have any experience with this? My FICO, supplied by Discover, is 621. Thanks in advance!