My wife and I just got back from Toronto tonight I was amazed that her discover card which we called to verify had no FTF wasn’t accepted anywhere I mean nowhere not even yesterday at trump hotel having a drink but yet Amex which seems to charge retailers higher fees was accepted at just about every restaurant we went too why is this? Thank god I have a cap1 card I burned 700 thru that in 3 days. I don’t get why discover touts no FTF but u can’t use it anywhere?? I mean it’s not accepted anywhere in Europe I think Canada is the closest think to the states and we Couldn’t use it at all. Just venting but man it made me sit there and think this thing is just useless lets burn it.