Data point. Have UTL at 13% gained 20pts

Data point. Have UTL at 13% gained 20ptsData point. Have UTL at 13% gained 20pts
alinagreiitame asked 4 years ago

Woke up to an Experian 20 point jump to 618. FICO claims my Utilization at 13% caused this climb. 

 

Internet has multiple statements in regards to 1-9% being best ratio. My 13% was an operator error in allowing an excess $ 50 not paid before statement, paid now. 

 

Only been gaining 2-3 points since June.

 

unable to verify if a goodwill letter was granted, finally!

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