credit card utilization question

credit card utilization questioncredit card utilization question
asked 4 years ago

not sure if this is the right section sorry if not ..

 

do cc’s report once your util is over 10%, 30% etc, or is it a once a month thing?

the reason im asking is i was thinking about using strictly my cc vs mixing it with my debt card ( leaving all my money in the bank ), then once i get notice of statment pay 2 (only have 3) in full and roll over maybe a 2% balacne on one. thoughts ideas im in the rebuild process and want to make sure im only moving in a positive direction..

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