As many of you know. I am trying to narrow down my portfolio to only the cards that I use.
I also want to reduce my exposure to about 1.5 times my income (160k goal exposure).
With my wife and I combined we will still be at about 300k, so I think we wil be ok.
I have closed my last Comenity account.
I have sent a SM to Chase to close the AARP and transfer the limit to the Freedom.
This will give me a 20k Freedom, 26.5k United and a 15k Marriott.
I am calling Barclay tomorrow to transfer some limit to the arrival and Ring and close both Sallie Maes.
This will give me a 20k Ring and a 15k Arrival.
I will downgrade the Platinum or close it altogether this February.
The urge to app is almost unstoppable, but I have other financial goals for the year and I need to quit apping to get it done