How can I get two old collection accounts from ARS CREDIT SOLUTIONS For 111 dollars and 63 dollars. Obviously paying it isn’t a problem but I want them to delete the accounts from my credit. Any ideas? Tips? Also I had a chap 7 do in 2007 and it’s off Experian and equifax but not transunion. I have sent letter after letter, even notarized letters and transuion will not budge. Any ideas?