Collection is haunting me…

Collection is haunting me…Collection is haunting me…
alinagreiitame asked 4 years ago

So frustrated with an old T mobile bill which ruined my credit due to an old roommate bailing out on me.. of course I don’t want to pay their portion but for the past 5 years it’s been in collections… and I can’t get approved for the Chase Southwest card which I need! I already have another credit card through Wells Fargo, paid off a car, pay everything on time every time… pretty good credit score I believe 692.. It used to be horrible! I’ve called twice to recon but it hasn’t worked. Should I give up? I seriously do not want to pay that damn collection haha I had no idea about doing the recon before I found this website and it gave me some courage but now I’m just…ughh.
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