It has been quite a while since I have posed on here. I have been lurking around for a while.
Today, I decided it was finally time to prune some of the cards in my collection. I have been wanting to do it for a while, but haven’t had the heart to do it. I guess I have to be in a certain mood to finally do it. I also did some CLD because I fear that I will be told that I have too much avaliable credit for my income.
Citi Diamond Preferred- Totally useless unless you carry a balance. (I don’t) -$ 5,700
DCU- Will close tomorrow when they open. Basic rewards. -$ 4,300
Local Bank Card- 1 point per dollar crap rewards- $ 4,125
SallieMae- This one broke my heart. It was between SallieMae or Penfed. Penfed has been open longer.- $ 14,000
Chase Freedom- $ 23,000 to $ 15,000
Chase IHG- $ 12,000 to $ 1,000 (I got this card just for the sign-up bonus. Need to keep it open until I redeem the rewards next summer.)