I had a CO with Citi bank, I planned on paying the balance in full this month or next month whether or not they agreed to do a PFD, but I just checked CK and had a notification that they deleted it from both TU and EQ.
I understand that it could have been sold off to a CA, but they usually just update the amount owed to $ 0 and a collection account pops up, not deleting the line entirely… my question is, and I know there’s no solid answer, but is it likely the original line will pop back up on my credit report, or just a collection.
Would I still try to pay the debt to Citi? Wait for the collection?
Thank you all for your knowledge and help.