CapOne reporting as collection?

CapOne reporting as collection?CapOne reporting as collection?
GeorgeFethy asked 4 years ago

Hello all! I’ve been lurking around the forums for a few months now, and have just registered to the forums so I’m still a noob here on myFICO.


Here’s most of the info for my question:

I opened a Capital One Platinum card with a $ 500 CL in 2011 when I first started working. I was young and dumb and ended up using it all up and not paying it back. So I got charged fees and what not and they ended up closing the account and it got charged off and Portfolio bought the account. On Experian and Equifax, the Portfolio account shows up as a collection account for $ 831. But in my TU, theres nothing from Portfolio, but Cap1 is reporting a collection account for the same amount. I was just wondering if that was correct. Should I even contact C1 about this? Any help would be great

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