I hope this is the right place for the post but I wanted to share with you all my good news. I emailed the EO Office of Capitol One last week about a 30 day late on my credit card in November 2014, that was three days over the due date which feel on the weekend. It drafted on the 3rd. Well today they called me and are gonna remove it from all 3 credit bureaus I am so excited and ecstatic! I used the info on here to draft the letter. I would have never known I could do that. Was never late before then and I’ve never been late after and it is the only 30 day late on my revolving credit! I hope it boosts my scores! Thanks!