So I was 60 days late going on 90 days about a year ago and Capital One restricted my account, I paid the full balance off and they let me use it again and it’s been fine ever since but I applied for a QS some time ago and they didn’t even both pulling my CR .. This has happened twice, once they stated I had too many cards and one said i had too many beginner accounts? But I only have one.. So I’m not sure if I’m blacklisted for this? I pay in full every month now and haven’t missed a payment since!