Cap One and VS in my Mailbox

Cap One and VS in my MailboxCap One and VS in my Mailbox
RichEventNN asked 4 years ago

I came home today and had a Capital One Platinum preapproval with 0% APR through June 2016 and 22.9% after that and a VS preaproval letter with 24.99% APR.  I burned Cap One auto in the past with BK about 13 years ago and their website never gives me any preapprovals.  

 

What do you guys think?  If I’m blacklisted, would I still get the 3 HP?

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