Cap 1 and My Mom

Cap 1 and My MomCap 1 and My Mom
Melvinmon asked 4 years ago

She applied for QS1 and Platinum, denied for both. She then applied for the secured card, and it gave a message that ” although we try to provide a decison in 60 seconds…Blah blah” They mentioned they need more time to look into it.


Her scores are 550, 546, 554..


one judgement reporting, many lates on her mortgage, virtually no revolving history. 4-9 collections. several late payments on various accounts. I am helping her rebuild scores were much lower.


She once had a Cap 1 secured maybe a year or two ago. I made her AU on my Discover Secured, i guess it’s helping.

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