BBB complaints dont work,Goodwills with the contacts I had dont work, I am going to try to write goodwills for chargeoffs or PFD to hopefully someone else. I have thirday days before I need to get these off. These are not my fault my husband was bed ridden after being sick for months, I just got to get these off my reports or I will lose my job. I have contacted all the OC, BBB, and CFB, andI am getting NOTHING. Disputes are still in progress. Please help if you know. Thanks!!