I have six negatives on my report. All of them are 4-7 years old. I tried disputing through experian about a year ago but they stuck. I am interested in writing letters in hopes of having them removed. What is a GW letter and who do you send to? The creditor or the credit reporting agency? I think I could see an increase in my score if they were removed.
Please help! Desperate to buy a home within 18 months from now.