Hello and welcome to the forums. I’ve split off your post to start a new thread in General Credit Topics. All I changed was the title.
Thanks for your understanding,
~MarineVietVet, myFICO moderator
Congratulations on your success!!!
I am in need of some advise in order to improve my credit score. When I started monitoring it January 2015, my scores were roughly 520-550. I was able to get my score up close to 600 in February.
However, it took a dip when i applied for a Chase Freedom card recently. In additon, the credit ultilization % brought my credit score down a bit.
Now I am back to where I started. My goal is to get my score to 650 by the end of the year. Do you think this is realitic??
I only have 3 cards 2 from Capital One and 1 from NY & Company. All cards have a small limit of 300 or less.
I said to myself I will no longer apply for anything at all until my credit score is over 650; I must pay all my cards on time and pay more then the minimum balance asked.
What else should or can I do??
Please help me!!!!!!!!!!!!!!!!!!
The ConsumerMan Show: Monitoring Your Credit Report