Can CapitalOne and Bank Of America hard pull my credit without my permission?

Can CapitalOne and Bank Of America hard pull my credit without my permission?Can CapitalOne and Bank Of America hard pull my credit without my permission?
ubattoc asked 4 years ago

I see that CapitalOne hardpulled me on 1/28/16 and BOA hardpulled me on 3/3/16 and then proceeded to close my accounts lol. Well, here’s the back story for Bank of America. I called on 3/2/16 to put a Dell charge through and I was transferred over to the authorization department. The rep said everything is fine so I told her Dell will try again in the morning. Next day evening comes, tried to check my Fidelity account and I couldn’t log in. Called and was told that the account was closed. Called the next day and was told that it was due to accumulating debt. She said that I had 50k in debt. I told that they weren’t mostly business expenses and that I’ll bring it down in about 10k within the next 2 months and call back. She said she’ll make a note on my account. And now, I just realized that they hardpulled me a day prior to me calling. Can they just hardpulled me?

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