I see that CapitalOne hardpulled me on 1/28/16 and BOA hardpulled me on 3/3/16 and then proceeded to close my accounts lol. Well, here’s the back story for Bank of America. I called on 3/2/16 to put a Dell charge through and I was transferred over to the authorization department. The rep said everything is fine so I told her Dell will try again in the morning. Next day evening comes, tried to check my Fidelity account and I couldn’t log in. Called and was told that the account was closed. Called the next day and was told that it was due to accumulating debt. She said that I had 50k in debt. I told that they weren’t mostly business expenses and that I’ll bring it down in about 10k within the next 2 months and call back. She said she’ll make a note on my account. And now, I just realized that they hardpulled me a day prior to me calling. Can they just hardpulled me?