Hello everyone and thanks for all your help. A broker wants to get me pre-approved for loans to “figure out how much I can actually afford.” I’m a first time homebuyer (in process) and want to know if her “pre-approvals” will affect my credit score (hard inquiry). Or does this start the process of home buying? I’m working with a real estate agent and have a few places I’m going to go look at soon (one online looks hopeful). As I’m not 100% set on any place yet will her doing this affect my credit score?