I was reported to chexsystems as “suspected fraud” back I’m 2012. No bank or credit union would open up an account for me. So thanks to this forum I found out who to send my goodwill letter to.. I got a call from a customer advocate and she asked me a few questions. The next day she called back and said, “We’ve agreed to delete your name from chexsystems and EWS.” I am so happy! It was like hell trying to open a checking account and the bank managers looked at me as if I was a criminal. Glad that’s over!