I have been in the garden for 5 months. Almost 6.
I went onto BOA’s site and tried the preapproval.
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I don’t know how reliable their approvals are.
I also prequalified for the cap one qsvisa.
Should I just continue to garden?
Hard pulls are
The cards I have are
cap 1 secured (1st card) $ 650
Cap 1 QS mc $ 1500
Fingerhut $ 800
Secured loan $ 2500. $ 1500 bal.
Fingerhut come up under store credit. I don’t understand how it is calculated? In myfico it is included in my revolving credit utilization.