I have just discovered bills in collections on my bf’s credit report and I’m trying to help him improve it. These bills are from 2012, from a small hospital that just went bankrupt. They had a history of not billing to insurance companies correctly. I called the new hospital, they took down his name and said that the bankrupt company was going to be working part time for a little while to tie up their work but they had no idea how long it would be before he was even contacted. My translation: this may take forever and we may not get anywhere with it.
So what would be the best thing to do to get them removed? I have about 3 months to try and improve his credit to help him with getting a loan. Should we contact the Collections Agencies?