Just got an alert for my fico that my barclay rewards card balance increased by 89%. I logged into my credit card account and noticed that my CL was lowered from 5k down to $ 1500! WTH! I have a balance on that card of $ 1100. I have another Sallie mae card with a limit of $ 4500 that I rarely use! This caused my fico score to drop by almost 20 points! What are my options? Please help!