When getting a pre-approval for new construction will the lender want last 2 months statements for both my personal checking and my business checking acct (I’m self employed)? Also, my personal checking acct is a joint acct with my husband but he will not be on the loan. I know they check payments made out of checking to make sure there are no debt payments that don’t show up on your CR but we pay bills that are only in my husband’s name out of our joint account. Will I need to provide copies of his bills so that they can confirm those payments are for debt not in my name? Finally, the construction process should take around 6 months. Will I need to provide the statements again before closing?