I’ve been making slow but steady progress on paying off some of my debts. My mom recently asked me if I wanted to be added as an authorized user to her AMEX card. I only have one active line of credit right now, so I figured why not. Problem is, the card is consistently maxed out. My score has suffered as a result of this.
My question is, would it be better for me to remove my name as an authorized user, or should I stick it out? It’s literally been the reason for my score to drop around 100 points, which is very discouraging …. I know it will eventually go down but it will be a while. I do not use the card personally.