So I have been working diligently in getting baddies removed from my reports. I currently have 3 left: Capital One (paid charge off 2014), Credit One (unpaid charge off 2014) and Midland (credit one unpaid charge off 2015). I sent an email to both Capital One and Credit One requesting a goodwill delete earlier this month. Fast forward to this week, I received a letter from Credit One stating that they will delete the charge off since it’s been transferred to Midland. SCORE!
Also received a call from Capital One’s executive office. I had to explain the hardship I faced when the charge off occured and they said they would do a little research and get back to me. Praying that this results in a good outcome as well!
Thanks to this community, I am one step closer to a clean file