I read in another thread in a different section that someone thought Citi won’t approve anyone that’s got a 60+ day late on their file. Any truth to this? If anyone with 60+ day lates HAS been approved for a Citi card would you mind sharing how many late payment derogs you had, how recent they were and what severity they were? Thank you.
I was considering applying for the DC card as most seem pretty happy with it, but aside from a pretty decent file otherwise I do have a handful of late payments on my credit reports and some are over 60+ days.