Gearing up to pay the last 5 baddies on my CR. 2 of them are with Amex. One is $ 1800 (blue) and the other is $ 220 (green). These are from 2010 and are scheduled to fall off my CR this December. I want to pay, not let them fall off. Should I simply pay them in full? With in 6 months of them falling off all baddies I have will fall off. And, I would like to get another Amex one day. If I pay in full and wait till all my baddies fall off, do I have a chance of them taking me back? Or am I banned for life? If banned for life should I settle for less? Money isn’t the issue. I am just curious if I am banned for life. Thoughts?