I opened an American Express BCE card on June 20th and requested a CLI on June 26th it was declined for being new and no experience with the account. My Experian score at the time was 703, there was however a two year old erroneous collection on the report that I was unaware of. I have since had that corrected. My current Experian score is 766. I just checked my account and they are showing my FICO score as 680 as of September 1st but I checked Experian’s backdoor today and saw an inquiry on the report listed as
American Express 2 PO Box 981537 El Paso, TX. 79998
dated September 17th. I would like to request a CLI today does this mean they would base their decision on the new score of 766 or would the use the 680 which showing on their website.