I recently pulled my credit report and noticed that my mortgage account was reporting 30-day’s late for November 2015. Turns out it was an error. I disputed the late and it was successful removed from my credit reports. Here is my question – My mortgage account is a joint account with my wife. Her credit report is still showing the 30-day late mark for November 2015. Would she need to dispute this as well? I figured that once they corrected it for one it would update my wife’s report automatically … i assumed wrong i suppose. Any feedback would be appreciated.