BofA agreed to remove two late fees that resulted from a 30-day late that gave my score a big ding. I asked them to remove the 30-day late notice, and removing the fee is what they responded with.
Should I wait and see if the 30-day late flag is removed when they reverse the fee?
I was pretty excited I got even that much traction. I was just totally honest with them and said it was affecting my ability to get a mortgage, and I’d had a 7-year spotless history prior and it was an innocent and isolated oversight.