Is Best Buy’s in-store financing pre-approved? I ask because my sister and I both have the same credit history, but she was given financing when buying a laptop a couple of months ago. I, on the other hand, applied for the same card online and was told I couldn’t be approved. We both only have Capital One cards with no previous loans or mortgages and no late payments or overcharging. I’m wanting to buy a TV this weekend, but I’m wondering if I can get approved for financing.