Is there such a thing as an individual loaning money to another? where a contract can be drawn up with the terms outlined? We need 20 000 to pay off debt and repair our credit score. My husband is in the military (anyone know of resources for a soldier with bad credit?) and just lost his job with a shady mortgage company. We are honest people and would do the same if WE were financially able…we need an out here. We’ve two kids under two.
edited to add: he is in the NAtional Guard, part time, so thats how he worked full time for a mortgage company (whos, incidentally part of a class action law suit for not paying overtime – he worked 15 hours a DAY there) Also, we have ONE credit card, which we dont use! Too many expenses happened at once (medical, car, incorrect bank charges) that put us in a hole…THATS what happened, not carelessness, not frivoulous spending…the last time we ate out was last year at Christmas. I just want some HELP please, no caustic comments on something youve NO IDEA of. If you havent any helpful information, save your time and effort. Thanks