I have four collections on my credit report. They are for medical bills, a gym mumbership and unpaid cable bills. The last activity ranges from 5 to 1 year ago.
If I pay the debt does the 7 year clock start over from the date they first reported? How much does it improve my score to have the dept show a Paid in Full if it is not removed? If I dispute and it gets taken off, I will still owe. If I pay later after it is removed due to dispute will they reappear on my report? I am looking to buy a home in 6 months..,….. what is my best course of action