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My brother and I need cash for a business venture and would like to take a loan out against an residential investment property that we co-own free and clear. Is our only option a Home Equity Loan? Ideally we would like to take advantage of the lower rates of a standard mortgage.

We will be happy to hear your thoughts on Paid off investment home. Can I take a 1st mortgage on that property or must I go with a home equity loan?

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