If a mortgage broker or bank will be a better option for our loans? Here is a man Infos.Mein years is an employee W-2, and I am a contract employee in 1099. Our credit ratings are 750 + and we have about 5%. We do not have credit card debt and a single loan payment car. I have two years of documented income on my taxes, bank statements, etc.In this situation, it is best to try my own local bank or a mortgage broker and what kinds of things should I look for or ask when they trying to get a loan? I fear that we will be approved in advance, but when it comes time to approve, it is always for one reason or another board refused werden.Jede is appreciated.